About

Student Loan Assistance Inc is a consultation service, offering an affordable means to make your Federal Student Loan debt monetarily manageable and more flexible. Here at Student Loan Assistance Inc we are committed to our clients by helping to maximize the benefits and savings opportunities available through federal student debt relief programs. In order to promote public service jobs and help those trying to cope with the rising cost of post-secondary education, the Department of Education offers federal debt relief programs. If applied correctly, these government programs can help student loan borrowers reduce the cost of their student debt considerably. By consolidating multiple loans this allows the flexibility of one low cost monthly payment and potentially save thousands of dollars of interest over the term of your loan.
Student Loan Assistance Inc employs a diversified group of people who are professional, knowledgeable, and highly qualified. Call us today to find how you can benefit from using our services and learn about government programs designed to help student loan borrowers successfully reduce their student loan obligations.

Eligible Loans

  • Subsidized Federal Stafford Loans
  • Direct Subsidized Loans
  • Subsidized Federal Consolidation Loans
  • Direct Subsidized Consolidation Loans
  • Federal Insured Student Loans
  • Guaranteed Student Loans
  • Unsubsidized and non-subsidized Federal Stafford Loans
  • Direct Unsubsidized Loans
  • Unsubsidized Federal Consolidation Loans
  • Direct Unsubsidized Consolidation Loans
  • Federal Plus Loans
  • Direct Plus Loans
  • Direct Plus Consolidation Loans
  • Federal Perkins Loans
  • National Direct Student Loans
  • National Defense Student Loans
  • Federal Supplemental Loans for Students
  • Parent Loans for Undergraduate Students
  • Auxiliary Loans to Assist Students
  • Health Professional Student Loans
  • Health Education Assistance Loans
  • Nursing Student Loans
  • Loans for Disadvantaged Students

Ineligible Loans

Loans made by the state or private lender and not guaranteed by the Federal Government

  • Primary Care Loans
  • Law Access Loans
  • Medical Assist Loans
  • PLATO Loans

Interest Rate:

The interest rate is a weighted average of all of the loans that are being consolidated, and will not ever exceed 8.25%.

Forgiveness Programs:

  • Public Service
  • Teachers
  • Military

Repayment Plans:

Standard: Make fixed monthly payments to pay loan off in 10 to 30 years. The minimum payment under this plan is $50 Graduated: Payments will begin at a lower amount and will gradually increase every two years to pay off the loan in full in 10 to 30 years.

Income Contingent: Monthly payments are based on your adjusted gross income as well as your spouse’s if you are married, your family size, and your loan balance. This amount is subject to change upon review of your situation on a yearly basis. If the loan is not repaid within 25 years, the remaining balance will be forgiven.

Income Based: Monthly payments are based on your adjusted gross income and family size. This amount is subject to change upon review of your situation on a yearly basis. If the loan is not repaid within 25 years, the remaining balance will be forgiven.